4/28/2023 0 Comments Simple budget formI often call this the “Wal-Mart” part of my budget because it is for general household goods. If you haven’t been using a budget regularly up to now, you will have to estimate for things like “general merchandise” which includes non food items not listed in other categories. If you have precise information, like a regular specific dollar amount for your paycheck or your mortgage, enter that amount. Generally, you want to estimate your income and expenses in each area on the budget. If you are very perfectionist, budgeting can really drive you crazy since it is not a precise science. If you have a low income, you may need to cut things you’d rather not cut. In a nutshell, you list your income and your expenses and adjust everything until your expenses are less than your income. Our Favorite Christian Resources – Bible Translations, Christian Speakers And More!īudgeting is really not complex.
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